银行业正公开为AI驱动的裁员做准备。摩根大通、花旗、高盛、渣打银行高管承认,随着AI技术普及,许多岗位将被淘汰。初级分析师班级规模削减幅度高达三分之二,导致学生难以进入金融行业,尽管银行仍主要从这些初级群体中招募AI人才。与此同时,银行也在推出针对性AI应用,如花旗的财富管理化身和Revolut的APP内助手。不过,有人质疑并非所有宣布的裁员都真正由AI驱动,可能只是掩盖之前的过度招聘。
Interestingly, banks are the sector where AI will first cause significant job losses.
Banks are openly preparing for AI-driven job cuts, with executives at JPMorgan, Citigroup, Goldman Sachs, and Standard Chartered acknowledging that roles will be eliminated as the technology takes hold.
Junior analyst classes are being cut by as much as two-thirds, leaving students struggling to break into finance, even as banks still source most of their AI talent from those same entry-level cohorts.
Meanwhile, banks are rolling out targeted AI use cases like Citigroup's wealth-management avatar and Revolut's in-app assistant, though some doubt that all the announced cuts are truly AI-driven rather than cover for prior overhiring.